Do you need Personal Accident Cover?

When you're active and employed it can be easy to take your health for granted. But have you considered how you would cope if an accident affected your ability to work?

If you sustain an injury due to an accident while performing the duties of your job, you will typically be covered by your employer's workers' compensation insurance.

However, if an injury is sustained outside of your normal work duties or hours, you may find yourself out of pocket and struggling under rising debts.

A serious injury can affect your ability to attend work and earn an income, which can have a significant impact on your financial stability.

While your comprehensive private health cover will protect you from the expense of your medical bills, losing a previously relied on income can place severe strain on your household budget.

Even while you are off work due to an injury, the bills will keep rolling in. If you are currently relying on a regular paycheck to cover mortgage payments, utility expenses or just to keep food on the table, you may want to consider personal accident insurance.

This cover is designed to help Australians bridge the financial gap while they recover from an injury caused by an accident sustained outside of work.

Additionally, recipients who sustain more significant injuries can use personal accident insurance to cover the expense of making home modifications to support new mobility requirements.

Security Plus Premier is an accident cover from Chartis that can help you resume your normal life as soon as safely possible.

Through providing those affected by an injury-causing accident with a lump sum benefit, Security Plus Premier allows the individual to decide where the money is best spent.

Automatic acceptance is available to all Australians between the ages of 18 and 74, regardless of current state of health.

Personal accident insurance can provide you with peace of mind any time of the year, anywhere in the world. Whether you are at work, commuting, sitting at home or travelling abroad, accident insurance will have you covered.

If you would like more information on how Security Plus Premier can benefit you, contact our general insurance provider at HICA today.

HICA is a health insurance broker who specialises in Australian health insurance and general insurance enquiries.

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AMANDA TINNER

amanda.tinner@visaexecutive.com

+61 (0) 409 969 525

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Berry Treffers

Berry.Treffers@hica.com.au

+61 (0) 434 485 331

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Michael van Schaik

MichaelV@lzr.com.au

+61 (0) 418 844 105

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